Santander Case: Executive Summary Must be in APA Format Questions that need to be answered: Please describe and evaluate the Country/Political Risk faced by this organization and describe its successes and failures. What has been the lending strategy followed by Santander? Are lending decisions based on the credit background of the borrower, or on the riskiness of the venture? How do they manage risk? How do they finance their loans? Why is there so little cross-border borrowing? How is the lending strategy different to US commercial banks? As a consultant to the CEO, what would you suggest Magda Salarich do now? Please obtain, identify and evaluate the data and conduct a multi-perspective analysis of the evidence to make a logical recommendation for solving the problem with a global perspective. Defend your recommendation and communicate your beliefs clearly and accurately. What needs to be included in the paper is below: Section A. Introduction and overview of the situation ( 1 and a half pages) Give history,background, structure, etc.. of the organization Provide details on the situation (The situation is that we want to see how a successful European retail banking organization confronts the opportunities and challenges of globalization) Section B. assumptions and methods (1and a half pages) Where they do business, how they do business, why etc.(Professor answered) Define the problem: describe what problems or issues should be the focus for your analysis List outside concepts that can be applied: frameworks or theories ( Harvard WS) (rubric) Exhibit knowledge of the major cultural economic, social and legal environments faced by organizations Section C. Business Impacts ( 1 page) Identify which business units/departments and processes are essential to the survival of the organization. Section D. Descriptions of sensitivity, risks, successes, failures, contingencies, and Strategies ( 2 and a half pages) Talk about the country and political risk by Santander( Rubric Question 1:GO 1 &2) ) Talk about its successes and failures (Assignment Question 1) What has been the lending strategy followed by Santander? Are lending decisions based on the credit background of the borrower, or on the riskiness of the venture? How do they manage risk? How do they finance their loans? Why is there so little cross-border borrowing? (Assignment Question 2)