Please answer the following question with a minimum of 150 – 200 word count total. A cover page/title page is not needed. Use APA format with scholarly articles to support your answer, include in-text citations and a reference page. Please use the reference that I provided in the attached file, here is the reference:Kapoor, J. R., Dlabay, L. R., & Hughes, R. J. (n.d.). Personal finance. 11th Edition, McGraw-Hill/Irwin. Please use additional scholarly articles, total of 2 references required, the one I provided you and another from your research! No PLAGIARISM and let me know if you have any questions or concerns! “Please review the attached file before proceeding”Name the four stages of buying motor vehicles in offering a brief description of each. In your opinion, which stage is the most important? Rationalize your argument and be sure to cite!Here are the four phases1.Preshopping Activities-Problem identification-Information gathering2.Evaluating Alternatives-Selecting vehicle options-Comparing used vehicles-Leasing a vehicle3.Determining Purchase Price-Used-car price negotiations-Price bargaining for new cars-Comparing Financial Alternatives4.Postpurchase Activities-Automobile Operation Costs-Motor Vehicle Maintenance Offer a brief description of each state and determine which stage is the most important and why. ***PLEASE USE IN-TEXT CITATIONS AND REFERENCES (APA FORMAT) WHEN USING CONTENTS FROM THE SOURCES VERBATIM AND DO NOT PARAPHRASE!