Module 04 Course Project – Bank Credit Risks – cont CitiBank. grading rubric noted at bottom. Build off other three section For this phase of the course project, you will conduct additional research for the bank you chose as the subject of your project. Write the next section of your risk management plan in which you discuss credit risk in relation to retail banking. Be sure to include a discussion of retail banking services and the risks associate with providing consumer credit individuals and institutions. In this paper, please address the following questions: What are the credit risks faced by retail banking?How are credit risks associated with individuals different from credit risks associated with institutions?What retail banking services does your bank provide to individuals?What retail banking services does your bank provide to institutions?How does your bank assess credit risks and does your bank have an effective plan for managing and mitigating these risks? Explain. Requirements APA (two spaces after period) Min 4 pages Because this is part of a project, this section of the paper does not need an introduction. Because your paper is required to be 1 – 3 pages in length, you should use subject headings to label your paper as appropriate. Keep in mind that this is a research paper; and, as such, should be informed by your research articles. Be sure to include APA citations to support your assertions and to inform your paper. You will need to include a reference page with this section of the paper. Be sure to proofread your paper to ensure that is free from all grammar and spelling errors. Submit your completed assignment to the drop box below. Please check the Course Calendar for specific due dates. Module 04 Course Project – Bank Credit Risks Scoring Rubric: Criteria Weight Discussed the credit risks faced by retail banking from individuals and businesses- 10 pts for each risk (in detail) 30 Identified and discussed retail banking services provided by the bank to individuals 15 Identified and discussed retail banking services provided by the bank to businesses and other institutions 15 Explained how the bank assesses credit risks and evaluated the plan for managing and mitigating these risks 30 The assignment met the minimum page length of 3 pages, demonstrated the use of library resources, and demonstrated proper APA mechanics 10 Total 100