Go the company web site or any other site you prefer and download the most recent annual financial statement of Cincinnati Financial Group:
1. How much premium did the company write in the most recent year?
2. What was their pre-tax net income?
3. What is management worried about (risks)? What are they doing to mitigate these risks?
4. Over the past 5 years, what kinds of important trends do you see? Sales? Profitability? Investment returns? Loss ratios? Discuss your findings, referring to specific financial metrics.
5. What business segments are profitable? Not so profitable? Explain.
6. How are they dealing with catastrophe exposures?
7. Briefly describe their marketing strategy.
8. How much did they have invested at the end of the most recent year? What asset class was largest? Why might that be?
This is a 20-point project. Take your time. Take care with language, spelling, and grammar. Use “business” format rather than academic (APA) format. You should be able to cover the subject matter in 3-5 pages single spaced.








Jermaine Byrant
Nicole Johnson



