Jan and Bill Smith need help developing a financial plan, creating a budget, examining their current financial services and managing their use of credit. They have $5,000 in credit card debt toward which they pay $200 a month, a $400 monthly car payment, and a $1,000 monthly mortgage payment. They have less than $4,000 in savings. Their annual household is $60,000 a year. They are considering buying a second new car since one car is older but paid off. They are also deliberating whether to sell their house and buy another one, but they have not made any decisions yet They also know they need to reduce their credit card debt.

create a plan for saving, and develop an overall financial plan.

Identify the strengths and weaknesses of Jan and Bill’s current financial scenario and describe the fundamental steps in the financial planning process that Jan and Bill could take to improve their overall financial outlook.
Create measurable financial goals for Jan and Bill Smith. Explain the key steps involved in implementing the goals you have created. Discuss the decisions that Jan and Bill Smith should make concerning their housing and automobiles. Explain the fundamental reasons why they should or should not purchase a new car or home. Explain two (2) factors they must consider in making the decisions before them. Compare two (2) different methods that Jan and Bill could use in order to buy a new car based on your Internet research.
10.
The Demand of Health Care Services Workshop Proposal

Imagine you have been asked to deliver a two-part informative workshop at a local health care expo by your Director of Community Outreach. Before he approves your workshop, you have to submit a proposal for each workshop that discusses the content you would like to present. The first half was geared to the health consumer while this second half of the workshop is more detailed and provides health care administrators with better understanding of financial and economic tools used in the health care industry, particularly cost-benefit analysis. It is important that your audience understands possible challenges in the cost of health care services as well as what impact consumers and health care reform have on the availability of health care services. Discuss a specific population within health care (e.g., people with diabetes, people with mental health, etc.) and their needs.